Credit Education & Information

Your FICO score is a three digit number of your credit worth that is often used by several institutions, including:

  • Banks and other lending organizations such as mortgage and credit card companies to determine whether you qualify for a loan and how much interest they will charge you.
  • Utility and cell phone companies to determine whether they’ll require a deposit in order to access service.
  • Insurance companies to help figure what your premium will be.
  • Prospective employers to decide whether to hire certain applicants.
  • Landlords to determine who they rent to.

A credit report that is full of erroneous, old and negative items can cost you thousands of dollars in interest for loans and other credit purchases. Here are some of the types of common mistakes that NCR Financial can help eliminate from your credit report:

  • Credit given to you under different names.
  • Clerical errors including entering incorrect names or addresses.
  • Inaccurate social security number misread by the lender.
  • Credit card or loan information that is applied to the wrong account.

Most consumers don’t completely understand what information is in their credit report. Your credit report usually includes:

  • Personal information like your name, date of birth, social security number and current address.
  • A summary of the accounts you have in your name including the type of plan (installment or revolving) and how much is owed.
  • A list of inquiries of the companies that have requested your credit history.
  • A list of negative items including the company, status, how delinquent and type of account.

NCR Financial Services has provided excellent credit repair services to thousands of hard-working consumers just like you. We look forward to helping you repair your credit

Testimonials

Your firm did an outstanding job on my behalf I have to admit that at first I was undecided.  Once I realized I was going to better my future, the decision became easy.  Thanks for your help! I feel I am credit worthy now.  
C. Jenkins Atl,Ga

I am sure NCR hears this all the time, but I could not stop telling my friends good things about your company.  When I received the updated copy of my Equifax Report last week, I was overwhelmed with joy.  They deleted four out of six negative entries in about three months.  I really appreciate your service.  I can’t wait to see the negative entries fall off my other reports as well. Thanks a bunch!  
L.Goodsby  Phila,Pa

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