Credit Education and Information
When credit scores don’t add up
Let’s take a look at how credit scores are calculated and manipulated. Most credit scores are the invention of Fair Isaac, an outfit company founded in 1956 by an engineer and mathematician. It later trademarked itself into FICO, and became a publicly traded in 1986. By 1997 a big bankers group actually honored the company’s founders for “pioneering” work in credit reporting. What ar...
Over 25% of us have nasty credit scores, but they’re fixable
Whether you're applying for a job or looking for love, rejection is painful, particularly when you aren't given a reason for the rebuff. "It's not you, it's me" doesn't count. But soon, when a lender rejects your request for a loan, it will be required to tell you why. The financial reform bill President Obama is expected to sign this week requires lenders to give customers who have been tu...
Credit score may take a hit when credit cards are canceled
Question. I am 62 and retired. I have an American Express gold card and an American Express Hilton branded card. I would like to cancel the gold card and retain the Hilton card because the gold card costs $110 per year and we rarely use it anymore. I’ve had the gold card since 1971 and the Hilton card is newer, since 1988. My credit scores are 765 to 800 and we have no credit card debt or mortga...
Buying again after short sale eased
Question : Can I buy a house again after selling my home as a short sale? A Millions of Americans have lost their home to a foreclosure or short sale. Fannie Mae and Freddie Mac, who control the majority of home mortgages in the United States, realize restricting buyers from purchasing homes in the future is not a good economic decision. Until recently, Fannie Mae and Freddie Mac had a f...
Fed: Credit companies admit profiling credit card users
Hundreds of thousands of credit cardholders' accounts have been zinged in recent years by credit card companies based in part on where consumers shopped, what they bought, who they bought from or who held their mortgages, according to a new federal report issued Friday. The cardholders were hit with credit limit reductions, interest rate hikes or had their accounts closed by issuers who told fe...
Don’t apply for new credit before your mortgage closes
Don't apply for new credit between the time you apply for a home loan and the day the mortgage closes. The price of ignoring this advice: You could be turned down for the loan while you're sitting at the closing table. Fannie Mae has a new rule that goes into effect June 1. It requires lenders to check your credit report right before closing. A lot of lenders are going to interpret that ...
The recession may have done a number on your credit score, even if it spurred you to reform spendthrift ways and cut up your credit cards. For many, the drops have come at the same time that lenders have tightened their standards and demanded higher scores to get the best interest rates. Even if you haven't had major credit troubles, like a foreclosure, your score may have dropped if you mi...
N.B. targets credit-score insurance screening
The New Brunswick government is looking at legislation that would stop insurance companies from basing premiums on customers' credit scores, says the provincial consumer advocate for insurance. If implemented, New Brunswick would become the first province to ban the practice, said Ronald Godin, who criticized the industry in his annual report, released Tuesday. As it stands, the practice...
Cleveland: Lawmakers rally to help DFAS workers fired for bad credit ratings
CLEVELAND -- Two congress members and one senator are taking up the cause of 62 DFAS workers being fired for bad credit ratings. A noted civil and worker rights lawyer thinks they would have a good chance to regain their jobs if they sue. Regina Hairston worked at DFAS 13 years. She says her job duties consisted mainly of filing checks. Regina was dismissed from her job after the agency deci...
Credit Challenged Client’s with Poor Credit Scores?
Do you have a list of clients that are Credit Challenged or have Poor Credit Scores? Do you have new clients that you cannot get them a loan because of their low scores? Do you have clients that you have to say “sorry we can’t help you”? NCR Credit Plus will take your potential client's enroll them into our program. Educated, counsel and get their scores loan worthy for you and...

About NCR CREDIT PLUS

Posted By: admin on December 22, 2009 in Credit Education and Information - Comments: No Comments »

We’ve all experienced troubles in our lives…divorce, illness, unemployment, mis-managing paying the bills and sometimes those hardships have hurt our financial profile. If you are in a situation where an event has effected your financial situation and has hurt your credit. YOU ARE NOT ALONE !
Unfortunately there is no immediate one-time credit repair solution, this situation will not go away, and as time goes by it only gets WORSE!  Let NCR Credit Plus help you to address these issues and get your credit back in good standing. We realize how difficult it is to look for outside consulting to help you with these matters. We work with people everyday who share these same problems and admitting that you need help is the first step. Making the call is the next 866 469 6599

Here are 10 reasons why you should choose NCR Credit Plus:

* NCR Credit Plus has a well-staffed office where competent people are always available to take your call (you won’t get stuck with a voice mail).
* We have some of the most experienced Certified Credit Consultants on staff.
* Because of our experience in Credit Restoration, we apply creative solutions while adhering to the rules and regulations of the credit reporting industry.
* NCR Credit Plus has been in business since 1999, providing credit solutions to thousands of hard working men and women helping them get their credit back in good standings.
* At NCR Credit Plus we’ve developed a unique approach to providing our clients with the expertise and knowledge they need to continue with a healty credit profile.
* Every client’s score is different, we use our years of experience and knowledge to develop solutions specific to those needs.
* Our clients measure the benefit of working with us through the overall value we add, rather than just the cost.
* NCR Credit Plus is grounded in a commitment to quality and an unwavering adherence to every client’s progress. This process breeds a culture of accountability and responsibility in how each relationship is managed.
* 99% percent of our clients say they would hire us again.
* Lastly What makes us different… Makes NCR Credit Plus Better!

If at any time NCR Credit Plus does not perform as you would like, we ask that you communicate with us PROMPTLY, giving us the opportunity to correct the problem and resolve the issue to YOUR SATISFACTION.

If you are still unhappy, we will negotiate a fair price with you, pro-rated from the work provided. What we ask in return is for you to define the unmet expectation, or explain how we could have better served you. In effect, you will be helping us make adjustments and to improve our service.

AND… WE GUARANTEE OUR WORK.!

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