Credit Education and Information
When credit scores don’t add up
Let’s take a look at how credit scores are calculated and manipulated. Most credit scores are the invention of Fair Isaac, an outfit company founded in 1956 by an engineer and mathematician. It later trademarked itself into FICO, and became a publicly traded in 1986. By 1997 a big bankers group actually honored the company’s founders for “pioneering” work in credit reporting. What ar...
Over 25% of us have nasty credit scores, but they’re fixable
Whether you're applying for a job or looking for love, rejection is painful, particularly when you aren't given a reason for the rebuff. "It's not you, it's me" doesn't count. But soon, when a lender rejects your request for a loan, it will be required to tell you why. The financial reform bill President Obama is expected to sign this week requires lenders to give customers who have been tu...
Credit score may take a hit when credit cards are canceled
Question. I am 62 and retired. I have an American Express gold card and an American Express Hilton branded card. I would like to cancel the gold card and retain the Hilton card because the gold card costs $110 per year and we rarely use it anymore. I’ve had the gold card since 1971 and the Hilton card is newer, since 1988. My credit scores are 765 to 800 and we have no credit card debt or mortga...
Buying again after short sale eased
Question : Can I buy a house again after selling my home as a short sale? A Millions of Americans have lost their home to a foreclosure or short sale. Fannie Mae and Freddie Mac, who control the majority of home mortgages in the United States, realize restricting buyers from purchasing homes in the future is not a good economic decision. Until recently, Fannie Mae and Freddie Mac had a f...
Fed: Credit companies admit profiling credit card users
Hundreds of thousands of credit cardholders' accounts have been zinged in recent years by credit card companies based in part on where consumers shopped, what they bought, who they bought from or who held their mortgages, according to a new federal report issued Friday. The cardholders were hit with credit limit reductions, interest rate hikes or had their accounts closed by issuers who told fe...
Don’t apply for new credit before your mortgage closes
Don't apply for new credit between the time you apply for a home loan and the day the mortgage closes. The price of ignoring this advice: You could be turned down for the loan while you're sitting at the closing table. Fannie Mae has a new rule that goes into effect June 1. It requires lenders to check your credit report right before closing. A lot of lenders are going to interpret that ...
The recession may have done a number on your credit score, even if it spurred you to reform spendthrift ways and cut up your credit cards. For many, the drops have come at the same time that lenders have tightened their standards and demanded higher scores to get the best interest rates. Even if you haven't had major credit troubles, like a foreclosure, your score may have dropped if you mi...
N.B. targets credit-score insurance screening
The New Brunswick government is looking at legislation that would stop insurance companies from basing premiums on customers' credit scores, says the provincial consumer advocate for insurance. If implemented, New Brunswick would become the first province to ban the practice, said Ronald Godin, who criticized the industry in his annual report, released Tuesday. As it stands, the practice...
Cleveland: Lawmakers rally to help DFAS workers fired for bad credit ratings
CLEVELAND -- Two congress members and one senator are taking up the cause of 62 DFAS workers being fired for bad credit ratings. A noted civil and worker rights lawyer thinks they would have a good chance to regain their jobs if they sue. Regina Hairston worked at DFAS 13 years. She says her job duties consisted mainly of filing checks. Regina was dismissed from her job after the agency deci...
Credit Challenged Client’s with Poor Credit Scores?
Do you have a list of clients that are Credit Challenged or have Poor Credit Scores? Do you have new clients that you cannot get them a loan because of their low scores? Do you have clients that you have to say “sorry we can’t help you”? NCR Credit Plus will take your potential client's enroll them into our program. Educated, counsel and get their scores loan worthy for you and...

NCR Credit Plus Affiliate Program

Posted By: NCR on January 30, 2010 in Credit Education and Information - Comments: No Comments »

Credit Restoration Affiliate Program

OUR ATTORNEYS CAN TURN YOUR CREDIT-CHALLENGED PROSPECTS INTO APPROVALS

EXCITING NEWS.. NCR Credit Plus offers our premier credit restoration program to Mortgage Brokers, Loan Officers, Real Estate Agents, Financial Advisor’s etc… that would like to incorporate our services with their existing and new clients. NCR Credit Plus will give you exactly what you want in an affiliate program – suberb service, and a fantastic commission structure.

NCR Credit Plus has been helping Mortgage Brokers and Realtors get their credit-challenged clients approved for loans since 1999. We pride ourselves on our strong reputation of our professional, creative and down-to-earth service.

Our strategies allow you as a Broker or Agent to stay focused on your business at hand as we handle all your credit-challenged clients. This can help you increase your sales and closing numbers, while you retain your current customers. We go after all three bureaus simultaneously and there is no limit to the amount of derogatory items we dispute on your client’s behalf.

It’s getting even harder to get loans approved, so getting your client’s credit into shape before you submit an application has become even more important.

Credit Restoration is a challenge because each client has their own unique requirements. Whatever we can do to help, you can count on receiving our personal attention, expertise, enthusiasm, commitment to excellence and we will ALWAYS work to exceed your expectations.

If you’re looking for an aggressive credit restoration solution to help turn more loans for you and your company, look no further than NCR Credit Plus.

INCLUDES:

• Competitive affiliate commissions ($50.00 Per Enrollment)
• Monthly commissions and statements

As an affiliate, you make $50 for EVERY enrollment!

Fact: NCR Credit Plus can dramatically increase your client’s credit scores and remove things
such as:

* Eliminate unverifiable, inaccurate or obsolete information
* Correct erroneous information on credit reports
* Delete unverifiable blemished items such as:
* Bankruptcies
* Foreclosures
* Repossessions
* Judgments
* Tax Liens
* Late Payments
* Collections
* Charge Offs
* Child Support

Do you have more questions about our affiliate programs?

Call us at 866.465.6599.


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